Importance of Education
Name – Pratheesh Ram
Profession – Banking
Designation – Manager in Audit and Compliance
Organisation – Dhanlaxmi Bank
Age – 36
City – Delhi
Work Experience (Years) – 12
Under-Graduation – B.Sc. Mathematics, NSS Hindu College, Changanacherry
Post-Graduation – MCA, UC College, Aluva
Please give us a summary of your Career.
I always wanted to get into a stable job during my college days. So I started preparing for bank exams when I was in final year of Post Graduation programme. I was disciplined with my preparation, so I could crack a couple of exams including bank exams and state PSCs. Among them, I chose Dhanlaxmi bank and joined there as an Assistant Manager in 2006. My first posting was in Kerala. Thereafter, I was transferred to Karnataka. Presently, I am working in Delhi. I have worked in six branches/offices during my career till now, and have earned experience by working under different portfolios. Having worked in three states, I got the opportunity to travel a lot and gain experience.
Please describe your current Job Responsibilities as Manager in Audit and Compliance.
Currently, working as a Supervisor at the regional office of the Bank at Delhi, taking care of audit, risk, and compliance. Conducting various auditing in the Bank branches, verification of audit comments and follow-ups for rectifications. My day at the office starts around 9 am and work till 6 pm approximately. My bank offers flexibility compares to many other banks, but there are some difficult days occasionally. With experience, I learned a lot about my work but at times, I find my job as highly demanding and stressful. Accuracy and efficiency are a must in the banking field.
Average Income in this Profession in the current scenario
Starting out/Fresher – 2-5 Lakhs Per Annum
5 Years of Experience – 5-10 Lakhs Per Annum
10 Years of Experience – 5-10 Lakhs Per Annum
15 Years of Experience – 10-20 Lakhs Per Annum
20 or more Years of Experience – 10-20 Lakhs Per Annum
How do you rate the Income Potential in your career?
On an average, how many hours do you work per day?
On an average, being the manager, how many days in a week do you work?
Being the Manager in Audit and Compliance how often are you required to work in night-shift?
Does your work as Manager in Audit and Compliance require you to travel?
Does your work require you to relocate to different town/cities?
How would you consider the job security in your profession?
Would you consider this Profession Risky?
Dealing with money is never an easy task. So, I would consider banking as a risky job.
Overall, how would you rate Work-Life Balance in your Profession?
Overall, how would you rate Job Stability of your Profession?
What are the different ways of entering this profession?
Any graduate who is eligible as per the employer’s notification can sit for the bank tests. There are 3 stages you need to qualify: prelims, mains, and an interview. I will suggest bank job aspirants make newspaper reading a habit. Giving mock tests will also help you a lot.
How would you rate Stress-Level in your Profession?
How would you rate your office/work infrastructure?
How would you describe your co-workers?
Generally speaking, your work as Manager is
Overall, how would you rate Work-Culture in your Profession?
Importance of Education in Your Profession
Would you say that Education from top School/College plays a major role in the success in this Profession?
What level of Education is sufficient to be successful in this Profession?
Would you say that Studious students are generally successful in this Profession?
How would you consider the Cost of Education post 12th?
Overall, how would you rate the role of Education in your Profession?
According to you, what kind of person is likely to be Happy & Successful Manager?
First Personality Trait – Energized by people, enjoy a variety of tasks and good at multitasking
Second Personality Trait – Focus on facts and details and apply past experiences to come up with practical solutions to problems
Third Personality Trait – Prefer to make decisions using logic by weighing pros and cons
Fourth Personality Trait – Prefer to be organised and stick to plan
Fifth Personality Trait – Prefer routine and stable life
Sixth Personality Trait – Prefer to be self-disciplined and organised
Seventh Personality Trait – Prefer to be just and fair and not try to make everyone happy
Eighth Personality Trait – His/Her Family and Friends agree that S/he get easily stressed out, angry and irritated
Please provide details
Those who are organized in their life and know how to manage their time in order to devote enough time for, both, work and their family.
What are some of the positives, which would encourage someone to join your Profession?
Being a bank employee, especially on managerial levels, you get frequent transfers. Working in different places with different people from different cultures obviously will help you to widen your horizon. Banking career involves a lot of interactions with people. This will make you develop communication skills even if you’re an introvert or shy. Besides working in different states is an opportunity to learn a new language. Many students nowadays prefer banking over the corporate sector because of the stability it provides. A good salary scale and pay revisions are available with attractive perks. Even the chances for a promotion is very high, so if you are ambitious, smart and hardworking you can get into top level positions.
What are some of the negatives that you would want someone to be aware of when considering a career in your Profession?
Tremendous work load is there. Banking sector still needs more workforce to meet the need of every customer since India is a populous country. As of now, we, employees are trying to do the best with what we got. If you are a manager, post chances are less to get a posting of your choice. It can difficult to maintain the balance due to workload and frequent transfers. We have to away from the family for several years during the career. It is a risky profession as you need to deal with money, we need to be careful and cautious with our work.
Recognition in your Profession
What is your family’s view of your Profession?
My Family is Neutral
What is Friends’ view of your Profession?
My Friends are Impressed
What is Society’s view of your Profession?
Society is Impressed
Overall, how would you rate the Recognition aspect of your Profession?
General Information of your Profession/Business
What kind of family’s financial background can maximize success in this profession?
It Doesn’t Matter
What is the ease of starting own business in this field?
How easy is it to move to a different country in this profession?
Now you have several years of work experience and you have seen professions of others. If you are taken back to 10th/12th class and allowed to pick a profession, then which profession will you pick and why?