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Work-Life Balance

Job Security

Income Potential

Work Culture

Importance of Education


Profile Details
Name – Dinesh Verma
Designation – Deputy Manager
OrganisationState Bank of India
Age – 37
Work Experience (Years) – 10

Under-Graduation – B.Com., Vikram University

Please give us a summary of your Career.

I joined the bank in Clerical Cadre in 2008 and got promoted in the Officer Cadre after 2 years of joining. In 10 years of working in SBI, I have undergone various training and completed many assignments and I am still learning. I have been transferred to many places and served different segments of customers. My organization helped me to develop not only professionally but personally as well. It helped me to serve society with satisfaction. Being responsible for multiple tasks, it requires extra efforts to prove yourself, a banker’s job requires a keen interest in learning new things.

Please describe your current Job Responsibilities.

All banking jobs are directly related to the customer’s requirements. I have various responsibilities that need to be fulfilled within the prescribed time limit. My task includes loan processing, sanctioning, recovery, maintaining of accounts, monitoring of loan accounts, follow up with customers, marketing, counseling, maintaining records, contacting prospective customers. I have to provide customers with a range of products that fulfill their requirements and future needs. I also help customers to manage their investment portfolio.

Average Income for a Deputy Manager in the current scenario

Starting out/Fresher – 0-2 Lakhs Per Annum
5 Years of Experience – 5-10 Lakhs Per Annum
10 Years of Experience – 5-10 Lakhs Per Annum
15 Years of Experience – 10-20 Lakhs Per Annum
20 or more Years of Experience – 10-20 Lakhs Per Annum
How do you rate the Income Potential in your career?
5 Star Rating | MentorClub.in

Work-Life Balance

On an average, how many hours do you work per day?
More than 9 hours
On an average, how many days in a week do you work?
6 days
How often are you required to work in night-shift?
Does your work require you to travel?
Does your work require you to relocate to different town/cities?
How would you consider the job security for a Deputy Manager?
Would you consider being a Deputy Manager Risky?

Overall, how would you rate Work-Life Balance for a Deputy Manager?
3 Star Rating | MentorClub.in
Overall, how would you rate Job Stability for a Deputy Manager?
5 Star Rating | MentorClub.in
What are the different ways of entering this profession?

Entrance Exam, Higher studies like MBA, CA.


How would you rate Stress-Level as a Deputy Manager?
Very Stressful
How would you rate your office/work infrastructure?
How would you describe your co-workers?
Generally speaking, your work is
Office Work
Overall, how would you rate Work-Culture in your Profession?
3 Star Rating | MentorClub.in

Importance of Education in Your Profession

Would you say that Education from top School/College plays a major role in the success in this Profession?
What level of Education is sufficient to be successful in this Profession?
Post-Graduation in Relevant Stream
Would you say that Studious students are generally successful in this Profession?
How would you consider the Cost of Education post 12th?

Overall, how would you rate the role of Education in your Profession?
4 Star Rating | MentorClub.in

According to you, what kind of person is likely to be Happy & Successful in your Profession?

First Personality Trait – Energized by people, enjoy a variety of tasks and good at multitasking
Second Personality Trait – Focus on facts and details and apply past experiences to come up with practical solutions to problems
Third Personality Trait – Prefer to make decisions by being sensitive and cooperative to others feelings
Fourth Personality Trait – Prefer to keep flexible plan and keep options open
Fifth Personality Trait – Prefer to seek new experiences and create new things
Sixth Personality Trait – Prefer to be self-disciplined and organised
Seventh Personality Trait – Prefer to be just and fair and not try to make everyone happy
Eighth Personality Trait – His/Her Family and Friends agree that S/he get easily stressed out, angry and irritated
Please provide details

A person with the quality of leadership will excel in this field.

What are some of the positives, which would encourage someone to join your Profession?

It is a great opportunity to serve people and the society at reasonably good remuneration. Also it has challenges for a person who enjoys an ever-changing environment and situations. It is an opportunity for the person having leadership and managerial skills. And it demands diligence, accuracy, and competitiveness. It has a variety of fields to work. The job with different responsibilities keeps one energized and away from boredom.

What are some of the negatives that you would want someone to be aware of when considering a career in your Profession?

Social and personal life are lost. Work-life balance is rare. It requires regular learning and job knowledge needs to be up to date. There are long working hours. There can be multiple problems that you will have to deal with like stress, mental pressure, meeting targets, health issues, multitasking, the risk involved, scarcity of staff, unstable job due to the various transfers, various rules and laws to be followed, may be difficult to understand There are extra efforts required to achieve huge targets in time bound manner.

Recognition in your Profession

What is your family’s view of your Profession?
My Family is Unimpressed
What is Friends’ view of your Profession?
My Friends are Unimpressed
What is Society’s view of your Profession?
Society is Neutral
Overall, how would you rate the Recognition aspect of your Profession?
4 Star Rating | MentorClub.in

General Information of your Profession/Business

What kind of family’s financial background can maximize success in this profession?
It Doesn’t Matter
What is the ease of starting own business in this field?
Very Difficult

It will be difficult due to the control of the government, the regulating authorities, and laws.

How easy is it to move to a different country in this profession?
Now you have several years of work experience and you have seen professions of others. If you are taken back to 10th/12th class and allowed to pick a profession, then which profession will you pick and why?

I would choose to teach as it gives the satisfaction of giving society back, in terms of knowledge and earning an equally good salary.