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Work-Life Balance

Job Security

Income Potential

Work Culture

Importance of Education

Recognition

Profile Details
Name – Mukund Prasad Singh
ProfessionBanker
Designation – Deputy Manager
Organisation – SBI
Age – 35
City – Delhi
Work Experience (Years) – 9
Under-Graduation – B.Sc, Magadh University
Professional Qualification – Diploma in Computer Applications

Please give us a summary of your Career.

In 2007, I joined IBM Daksh as a call center executive. There, my work was attending calls and providing resolution for the set-top boxes. I worked there for a client called Virgin Media. Afterward, I applied for an internal job process and got selected by IBM Global as an Assistant software developer. There, I handled software development for Virgin Media. I then joined SBI as a Probationary Officer. After spending 9 years there, now I am the Deputy Manager of the Bank. I look after the SME portfolio of the businesses and work under credit segment.

Please describe your current Job Responsibilities as Deputy Manager.

Being the Deputy Manager, I assess the credit requirement of an SME unit for their business needs and provide credit facility to support their business. The SME segment is base and backbone of the economy and is the major job provider in the country. The job profile also includes creating additional non-interest business for the bank.


Average Income in this Profession in the current scenario

Starting out/Fresher – 2-5 Lakhs Per Annum
5 Years of Experience – 5-10 Lakhs Per Annum
10 Years of Experience – 10-20 Lakhs Per Annum
15 Years of Experience – 10-20 Lakhs Per Annum
20 or more Years of Experience – 20-40 Lakhs Per Annum
How do you rate the Income Potential in your career?
2 Star Rating | MentorClub.in


Work-Life Balance

On an average, how many hours do you work per day?
More than 9 hours
On an average, how many days in a week do you work?
6 days
How often are you required to work in night-shift?
Rarely
Does your work require you to travel?
Very Often
Does your work require you to relocate to different town/cities?
Very Often
How would you consider the job security in your profession?
Secure
Would you consider this Profession Risky?
Risky

Overall, how would you rate Work-Life Balance in your Profession?
1 Star Rating | MentorClub.in
Overall, how would you rate Job Stability of your Profession?
4 Star Rating | MentorClub.in
What are the different ways of entering this profession?

You need to complete your graduation and then give an entrance exam.


Work-Culture

How would you rate Stress-Level in your Profession?
Stressful
How would you rate your office/work infrastructure?
Good
How would you describe your co-workers?
OK
Generally speaking, your work is
Field Work
Overall, how would you rate Work-Culture in your Profession?
2 Star Rating | MentorClub.in


Importance of Education in the Profession of Deputy Manager (Banking)

Would you say that Education from top School/College plays a major role in the success of this Profession?
Yes
What level of Education is sufficient to be successful in this Profession?
Graduation in Relevant Stream
Would you say that Studious students are generally successful in this Profession?
Yes
How would you consider the Cost of Education post 12th?
Expensive
At present, which institutes are best for the education of this profession?

Any graduation college will do.

Overall, how would you rate the role of Education in your Profession?
4 Star Rating | MentorClub.in


According to you, what kind of person is likely to be Happy & Successful Deputy Manager (Banking)?

First Personality Trait – Energized by people, enjoy a variety of tasks and good at multitasking
Second Personality Trait – Focus on possibilities and value innovation to come up with creative solutions to problems
Third Personality Trait – Prefer to make decisions by being sensitive and cooperative to others feelings
Fourth Personality Trait – Prefer to keep flexible plan and keep options open
Fifth Personality Trait – Prefer to seek new experiences and create new things
Sixth Personality Trait – Prefer to be self-disciplined and organised
Seventh Personality Trait – Prefer to be cooperative and compassionate
Eighth Personality Trait – His/Her Family and Friends agree that S/he is usually relaxed, calm and happy
Please provide details

One who is helpful and trying to make an impression in the organisation and society.

What are some of the positives, which would encourage someone to become a Deputy Manager in Banking profession?

The positives include job security (its a government job) and the opportunity to meet the new people. Your job is not at stake unless and until it is proved that some mal intention is involved. Moreover, the Officer cadre gets a reasonable salary and added benefits.

What are some of the negatives that you would want someone to be aware of when considering a career in Banking Profession?

It is a risky job that comes with a stressful life. The job requires a lot of attention and is highly competitive. The job deals with public money so there is no scope of any mistake. A small mistake can lead to a huge financial mess.


Recognition in your Profession

What is your family’s view of your Profession?
My Family is Neutral
What is Friends’ view of your Profession?
My Friends are Impressed
What is Society’s view of your Profession?
Society is Neutral
Overall, how would you rate the Recognition aspect of your Profession?
3 Star Rating | MentorClub.in


General Information of your Profession/Business

What kind of family’s financial background can maximize success in this profession?
Job (Annual Family Income upwards of 20 Lakhs)
What is the ease of starting own business in this field?
Very Difficult

It is a government organisation. No one can start it.

How easy is it to move to a different country in this profession?
Difficult
Now you have several years of work experience and you have seen professions of others. If you are taken back to 10th/12th class and allowed to pick a profession, then which profession will you pick and why?

Doctor, it was my childhood dream. I think of it as a thankful profession.


Liked this Interview? You might want to check out our Interaction with Narendra Kumar Mehata, SBI Chief Manager