Importance of Education
Name – Narendra Kumar Mehta
Profession – Banking
Designation – Chief Manager
Organisation – State Bank of India
Age – 52
City – Delhi
Work Experience (Years) – 30
Under-Graduation – B.Sc., Holker Science College, Indore
Post-Graduation – M.Sc. Mathematics, Holker Science College
Please give us a summary of your Career.
I started my career with State Bank of India in 1989. My first posting was in Patharia, District. Bilaspur (Chattisgarh) as a clerk. From then on, I have been working for State Bank of India. In 2004, I was promoted to officer level. And also I have served State Bank of India in several branches like Jabalpur, Neemuch, and Bhopal as a Branch Manager. Once I was posted to the local head office, in State and Premises Department, located in Bhopal.
Please describe your current Job Responsibilities.
I am currently serving as the Chief Manager at State Bank of India, New Friend’s Colony, Surya Plaza Branch, New Delhi. My day to day responsibilities include managing and looking after the work of the junior staff of the branch. I basically take follow-ups from them. Also, I have to take care of the marketing of various bank products and sell them to respective customers. Basically I act as a connection between my junior staff and senior officers. I also present my branch’s progress and workings in front of my colleagues and senior officers.
Average Income for a Chief Manager in the current scenario
Starting out/Fresher – 2-5 Lakhs Per Annum
5 Years of Experience – 5-10 Lakhs Per Annum
10 Years of Experience – 5-10 Lakhs Per Annum
15 Years of Experience – 10-20 Lakhs Per Annum
20 or more Years of Experience – 10-20 Lakhs Per Annum
How do you rate the Income Potential in your career?
On an average, how many hours do you work per day?
On an average, how many days in a week do you work?
How often are you required to work in night-shift?
Does your work require you to travel?
Does your work require you to relocate to different town/cities?
How would you consider the job security for a Chief Manager?
Would you consider being a Chief Manager Risky?
Overall, how would you rate Work-Life Balance as a Chief Manager?
Overall, how would you rate Job Stability of a Chief Manager ?
What are the different ways of entering as a Chief Manager?
You need to clear IBPS examination.
How would you rate Stress-Level in your Profession?
How would you rate your office/work infrastructure?
How would you describe your co-workers?
Generally speaking, your work is
Overall, how would you rate Work-Culture in your Profession?
Importance of Education in Your Profession
Would you say that Education from top School/College plays a major role in the success of this Profession?
What level of Education is sufficient to be successful in this Profession?
Would you say that Studious students are generally successful in this Profession?
Not really. It actually depends on individual’s personality.
How would you consider the Cost of Education post 12th?
Overall, how would you rate the role of Education in your Profession?
According to you, what kind of person is likely to be Happy & Successful in your Profession?
First Personality Trait – Energized by people, enjoy a variety of tasks and good at multitasking
Second Personality Trait – Focus on facts and details and apply past experiences to come up with practical solutions to problems
Third Personality Trait – Prefer to make decisions using logic by weighing the pros and cons
Fourth Personality Trait – Prefer to be organised and stick to plan
Fifth Personality Trait – Prefer routine and stable life
Sixth Personality Trait – Prefer to be self-disciplined and organised
Seventh Personality Trait – Prefer to be cooperative and compassionate
Eighth Personality Trait – His/Her Family and Friends agree that S/he is usually relaxed, calm and happy
Please provide details
One has to remain devoted towards the work and is considerate towards colleagues.
What are some of the positives, which would encourage someone to join your Profession?
The positive aspect of this job is income, security, stablity, and less stress. People often take income as a priority and banks not only provide modest income, but also other added benefits. Though the basic income for every individual may seem less, the added benefits make it really worth. This job is also secure and stable. They have to work for a definite time and can also take holidays as and when required.
What are some of the negatives that you would want someone to be aware of when considering a career in your Profession?
The foremost negative in this field is the increasing competition in the banking sector. With the rise of private banks, stress is increasing day by day. It is unhealthy. This is also leading to frauds and forgery by customers. In recent times, this stress has increased several times due to government policies and effects.
Recognition in your Profession
What is your family’s view of your Profession?
My Family is Unimpressed
What is Friends’ view of your Profession?
My Friends are Neutral
What is Society’s view of your Profession?
Society is Impressed
Overall, how would you rate the Recognition aspect of your Profession?
General Information of your Profession/Business
What kind of family’s financial background can maximize success in this profession?
It Doesn’t Matter
What is the ease of starting own business in this field?
It is very difficult due to competition and lack of trust.
How easy is it to move to a different country in this profession?
Now you have several years of work experience and you have seen professions of others. If you are taken back to 10th/12th class and allowed to pick a profession, then which profession will you pick and why?
There is a very well saying that grass is always greener on the other side. I would have chosen IAS as my profession after graduation.