This Job has No Stress; therefore a Great Career for Housewifes – says Insurance Agent, Renuka Kumari

Renuka Kumari (Insurance Agent, Max Life Insurance) |
5 Star Rating | 2 Star Rating | 3 Star Rating | 3 Star Rating | 4 Star Rating | 5 Star Rating |

Work-Life Balance

Job Security

Income Potential

Work Culture

Importance of Education


Profile Details
Name – Renuka Kumari
Profession Insurance Sales
DesignationInsurance Agent
OrganisationMax Life Insurance Company
Age – 32
City – Gaya
Work Experience (Years) – 6
Under-Graduation – B.Sc (Zoology honors), Gaya college

Please give us a summary of your Career.

At first, I was a housewife and a mother of two children. Then I thought I could utilize my time and provide some income for my house. Later, one of my friends advised me to work for Max Life Insurance.
After that, I went to Max life insurance and they told me about the work. I really liked it. The work was not so stressful and easy. I could work and manage my home.

Please describe your current Job Responsibilities being an Insurance Agent.

My job is to provide protection to people in the form of insurance. I tell people about insurance policies in the market. Then, I get people insured on the basis of the money they want to invest. Me and my family are very happy with my job.

Average Income in Insurance Profession in the current scenario

Starting out/Fresher – 0-2 Lakhs Per Annum
5 Years of Experience – 2-5 Lakhs Per Annum
10 Years of Experience – 2-5 Lakhs Per Annum
15 Years of Experience – 2-5 Lakhs Per Annum
20 or more Years of Experience – 2-5 Lakhs Per Annum
How do you rate the Income Potential in your career?
3 Star Rating |

Work-Life Balance

On an average, how many hours do you work per day?
Less than 7 hours
On an average, how many days in a week do you work?
6 days
How often are you required to work in night-shift?
Does your work require you to travel?
Very Often
Does your work require you to relocate to different town/cities?
How would you consider the job security in your profession?
Would you consider this Profession Risky?
Not Risky

Overall, how would you rate Work-Life Balance in your Profession?
5 Star Rating |
Overall, how would you rate Job Stability of your Profession?
2 Star Rating |
What are the different ways of entering this profession?

You can go for an interview at these companies and then get selected for it.


How would you rate Stress-Level in your Profession?
Easy Going
How would you rate your office/work infrastructure?
How would you describe your co-workers?
Generally speaking, your work is
Office Work
Overall, how would you rate Work-Culture in your Profession?
3 Star Rating |

Importance of Education in Insurance Profession

Would you say that Education from top School/College plays a major role in the success of this Profession?
What level of Education is sufficient to be successful in this Profession?
Graduation in Relevant Stream
Would you say that Studious students are generally successful in this Profession?
How would you consider the Cost of Education post 12th?

Overall, how would you rate the role of Education in your Profession?
4 Star Rating |

According to you, what kind of person is likely to be Happy & Successful in your Profession?

First Personality Trait – Energized by people, enjoy a variety of tasks and good at multitasking
Second Personality Trait – Focus on facts and details and apply past experiences to come up with practical solutions to problems
Third Personality Trait – Prefer to make decisions by being sensitive and cooperative to others feelings
Fourth Personality Trait – Prefer to keep the flexible plan and keep options open
Fifth Personality Trait – Prefer to seek new experiences and create new things
Sixth Personality Trait – Prefer to be easy-going and flexible with life
Seventh Personality Trait – Prefer to be just and fair and not try to make everyone happy
Eighth Personality Trait – His/Her Family and Friends agree that S/he is usually relaxed, calm and happy
Please provide details

I am easy going and I love this job.

What are some of the positives, which would encourage someone to join the Profession in Insurance?

Everybody is friendly here and I don’t get stressed out at all. The targets are easily met by sitting at home where I can manage my kids as well. The best part is that I contribute to the family income as well.

What are some of the negatives that you would want someone to be aware of when considering a career in Insurance Profession?

I don’t find any negatives in my profession.

Recognition in your Profession

What is your family’s view of your Profession?
My Family is Impressed
What is Friends’ view of your Profession?
My Friends are Impressed
What is Society’s view of your Profession?
Society is Impressed
Overall, how would you rate the Recognition aspect of your Profession?
5 Star Rating |

General Information of Insurance Profession/Business

What kind of family’s financial background can maximize success in this profession?
Job (Annual Family Income upwards of 20 Lakhs)
What is the ease of starting own business in this field?
Maybe Easy for Few
How easy is it to move to a different country in this profession?
Now you have several years of work experience and you have seen professions of others. If you are taken back to 10th/12th class and allowed to pick a profession, then which profession will you pick and why?

I wanted to crack UPSC exam.

Liked this Interview? You might want to check out our Interaction with Prasenjit Ghosh, Regional Manager at LIC India