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Work-Life Balance

Job Security

Income Potential

Work Culture

Importance of Education


Profile Details
Name – Confidential
Designation – Senior Manager
Organisation – Leading Private Sector Bank of India
Age – 31
City – Kolkata
Work Experience (Years) – 8+
Under-Graduation – B. Tech., Heritage Institute of technology
Post-Graduation – MBA, Manipal academy

Please give us a summary of your Career.

I am a Banker by profession and a Computer Engineer by education. And I find my solace in writing. I started my job as Assistant Manager in ICICI bank taking care of trade finance products. Then, I moved to join Yes bank as a Manager- Team lead of bank guarantee department of trade finance. Currently, I am working as a Senior Manager of trade finance and credit operation in a Private Sector Bank of India. I aspire to become a published author someday. I have even published a book called Tales of Wizardencil.

Please describe your current Job Responsibilities.

As I am the Senior Manager, I deal with credit and trade finance of SMEs and Corporate clients. I take care of the following products:

  • Bank guarantee – Inland and forex
  • Letter of credit – inland and forex
  • Forex remittances – outward and inward
  • Credit monitoring
  • Trade compliance
  • RBI reporting

For my other passion, which is writing, I write blogs, short stories, microfictions and articles for various websites.

Average Income in this Profession in the current scenario

Starting out/Fresher – 2-5 Lakhs Per Annum
5 Years of Experience – 5-10 Lakhs Per Annum
10 Years of Experience – 10-20 Lakhs Per Annum
15 Years of Experience – 10-20 Lakhs Per Annum
20 or more Years of Experience – 20-40 Lakhs Per Annum
How do you rate the Income Potential in your career?
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Work-Life Balance

On an average, being a Senior Manager, how many hours do you work per day?
More than 9 hours
On an average, how many days in a week do you work?
6 days
How often are you required to work in night-shift?
Does your work require you to travel?
Does your work being the Senior Manager require you to relocate to different town/cities?
How would you consider the job security in your profession?
Very Secure
Would you consider this Profession Risky?

Overall, how would you rate Work-Life Balance in your Profession?
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Overall, how would you rate Job Stability of your Profession?
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What are the different ways of entering this profession?

PO programmes and other campus recruitments are a good way to enter the field of banking.


How would you rate Stress-Level in your Profession?
How would you rate your office/work infrastructure?
How would you describe your co-workers?
Generally speaking, your work is
Office Work
Overall, how would you rate Work-Culture in your Profession?
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Importance of Education in Your Profession

Would you say that Education from top School/College plays a major role in the success of this Profession?
What level of Education is sufficient to be successful in this Profession?
Simple Graduation
Would you say that Studious students are generally successful Senior Manager (Banking)?
How would you consider the Cost of Education post 12th?

Overall, how would you rate the role of Education in your Profession?
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According to you, what kind of person is likely to be Happy & Successful in Banking profession / as a Senior Manager?

First Personality Trait – Energized by people, enjoy a variety of tasks and good at multitasking
Second Personality Trait – Focus on facts and details and apply past experiences to come up with practical solutions to problems
Third Personality Trait – Prefer to make decisions using logic by weighing the pros and cons
Fourth Personality Trait – Prefer to keep the flexible plan and keep options open
Fifth Personality Trait – Prefer to seek new experiences and create new things
Sixth Personality Trait – Prefer to be self-disciplined and organised
Seventh Personality Trait – Prefer to be just and fair and not try to make everyone happy
Eighth Personality Trait – His/Her Family and Friends agree that S/he gets easily stressed out, angry and irritated
Please provide details

Group work

What are some of the positives, which would encourage someone to join the Banking (Senior Manager) Profession?

This job is best for showcasing your communication and organizational skills with proven abilities in training & development, customer relationship management and planning.

To list down four postive traits I would suggest
1. Good perks is obviously a great thing.
2. Job security – till date, bank jobs are comparatively secure than other jobs.
3. Being able to face the various customers, which increases the interpersonal skills.
4. There is constant learning.

What are some of the negatives that you would want someone to be aware of when considering a career in your Profession?

  • Stress and long working hours,  due to the whimsical government policies that involve the bank without any accolades is the most stressful thing.
  • In the past, I have seen the effect of Jan Dhan Yojna and Demonetisation. Keeping aside what actually it did to the government and country, for bankers it was a very tough time with no specific guidelines. Changing guidelines every hour made the job more stressful.

Recognition in your Profession

What is your family’s view of your Profession?
My Family is Impressed
What is Friends’ view of your Profession?
My Friends are Impressed
What is Society’s view of your Profession?
Society is Unimpressed
Overall, how would you rate the Recognition aspect of your Profession?
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General Information of your Profession/Business

What kind of family’s financial background can maximize success in this profession?
It Doesn’t Matter
What is the ease of starting own business in this field?
Very Difficult

Starting a bank is rarely easy for obvious reasons

How easy is it to move to a different country in this profession?
Maybe Easy for Few
Now you have several years of work experience and you have seen professions of others. If you are taken back to 10th/12th class and allowed to pick a profession, then which profession will you pick and why?

I would choose the same profession because I like it.

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