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Work-Life Balance

Job Security

Income Potential

Work Culture

Importance of Education


Profile Details
Name – Nikhil Singh
Designation – PO
Organisation SBI
Age – 31
Work Experience (Years) – 5
Under-Graduation – B.Tech, Anand Engineering College

Please give us a summary of your Career.

After finishing my graduation, I worked at HCL for 2 years. I felt there was less career opportunity and hence I decided to move to the Government sector. And I prepared for Banking.

Please describe your current Job Responsibilities.

I work in a rural branch and I tell people about the government schemes and help them get above the poverty line. I check the ATM machines of my region and see if they are working in order. Government banks work majorly in the village or rural areas, so development is the main focus of these banks. We are given a target that we have to reach and get more people informed.

Average Income in Retail Banking in the current scenario

Starting out/Fresher – 5-10 Lakhs Per Annum
5 Years of Experience – 5-10 Lakhs Per Annum
10 Years of Experience – 5-10 Lakhs Per Annum
15 Years of Experience – 5-10 Lakhs Per Annum
20 or more Years of Experience – 5-10 Lakhs Per Annum
How do you rate the Income Potential in your career?
3 Star Rating | MentorClub.in

Work-Life Balance

On an average, how many hours do you work per day?
Less than 7 hours
On an average, how many days in a week do you work?
6 days
How often are you required to work in night-shift?
Does your work require you to travel?
Does your work require you to relocate to different town/cities?
How would you consider the job security in your Retail Banking?
Very Secure
Would you consider this Profession Risky?
Not Risky

Overall, how would you rate Work-Life Balance in your Retail Banking?
5 Star Rating | MentorClub.inOverall, how would you rate Job Stability of your Retail Banking?
5 Star Rating | MentorClub.inWhat are the different ways of entering this Retail Banking?

After Graduation from any field, qualifying the exams that are conducted by the government of India.


How would you rate Stress-Level in your Profession?
Easy Going
How would you rate your office/work infrastructure?
How would you describe your co-workers?
Generally speaking, your work is
Office Work
Overall, how would you rate Work-Culture in your Profession?
4 Star Rating | MentorClub.in

Importance of Education in Your Profession

Would you say that Education from top School/College plays a major role in the success in this Profession?
What level of Education is sufficient to be successful in this Profession?
Simple Graduation
Would you say that Studious students are generally successful in this Profession?
How would you consider the Cost of Education post 12th?
At present, which institutes are best for the education of this profession?

PO entrance exam coaching from Career Launcher is a good option.

What is the cost of education (post 12th) of this profession at present?

Not more than a lakh rupees.

Overall, how would you rate the role of Education in your Profession?
2 Star Rating | MentorClub.in

According to you, what kind of person is likely to be Happy & Successful in your Profession?

First Personality Trait – Prefer working alone or in small groups and focus on few tasks at a time
Second Personality Trait – Focus on facts and details and apply past experiences to come up with practical solutions to problems
Third Personality Trait – Prefer to make decisions using logic by weighing pros and cons
Fourth Personality Trait – Prefer to be organised and stick to plan
Fifth Personality Trait – Prefer routine and stable life
Sixth Personality Trait – Prefer to be self-disciplined and organised
Seventh Personality Trait – Prefer to be just and fair and not try to make everyone happy
Eighth Personality Trait – His/Her Family and Friends agree that S/he is usually relaxed, calm and happy
Please provide details

Being responsible and alert are two traits that one needs to consider.

What are some of the positives, which would encourage someone to join your Profession?

1. It offers a stable and secure job.
2. The job is not very hectic and you get time to yourself.
3. The incentives attached to the job are quite good.
4. If someone wants to live a simple life, banking job is considerable.
5. There is no competition in the workspace.

What are some of the negatives that you would want someone to be aware of when considering a career in your Profession?

1. You meet different people and cannot tell who has come with what intentions hence you have to be calm and listen to everyone.
2. You have to be alert all the time, sometimes people forge papers so you have to pay attention to each and every detail.
3. Frauds is another thing that you have to be aware of to see if the customer is trying to fraud the bank.
4. Sometimes, there are mis-transactions. Keeping a check on this is important.
5. Verify the person whose transaction has to be done if he or she is not physically present in the bank.

Recognition in your Profession

What is your family’s view of your Profession?
My Family is Neutral
What is Friends’ view of your Profession?
My Friends are Neutral
What is Society’s view of your Profession?
Society is Neutral
Overall, how would you rate the Recognition aspect of your Profession?
3 Star Rating | MentorClub.in

General Information of your Profession/Business

What kind of family’s financial background can maximize success in this profession?
It Doesn’t Matter
What is the ease of starting own business in this field?
Maybe Easy for Few
How easy is it to move to a different country in this profession?
Now you have several years of work experience and you have seen professions of others. If you are taken back to 10th/12th class and allowed to pick a profession, then which profession will you pick and why?

I would like to work in any International IT company. Banking was never my 1st priority, it happened by chance. I would have been in the corporate world.